Trump claimed on Wednesday that American banks are not allowed to operate in Canada, while meeting with U.S. tourism executives in the Oval Office.
特朗普周三在椭圆形办公室会见美国旅游业高管时声称,美国银行不被允许在加拿大运营。
He made this remark when asked whether there were plans to restart talks in the U.S.-Canada trade war.
他是在被问及美加贸易战是否有重启谈判计划时发表这一言论的。
Experts say this claim is not true.
专家表示,这一说法并不属实。
According to the Canadian Bankers Association, 15 U.S. banks currently operate in Canada as branches or subsidiaries.
根据加拿大银行家协会的数据,目前有15家美国银行在加拿大运营,形式为分行或子公司。
These include JPMorgan Chase, Citibank, Bank of America, Capital One, and Wells Fargo.
其中包括摩根大通、花旗银行、美国银行、第一资本和富国银行。
Their total assets are about $90.1 billion, which is more than half of all foreign bank assets in Canada.
这些银行的总资产约为901亿美元,占所有外资银行在加持有资产的一半以上。
James Thompson, a finance professor at the University of Waterloo in Canada, said U.S. banks are indeed allowed to enter the Canadian market. However, differences in regulatory systems may cause confusion.
加拿大滑铁卢大学金融学教授詹姆斯·汤普森表示,美国银行确实被允许进入加拿大市场,但监管体系差异可能造成困惑。
Canada divides foreign banks into two types: Schedule II banks are subsidiaries registered in Canada, and Schedule III banks are unregistered branches.
加拿大将外国银行分为两类:附表II银行是在加拿大注册的子公司,附表III银行是未注册的分行。
Most U.S. banks operate as Schedule III banks. These banks cannot accept deposits under $150,000, so they find it hard to serve ordinary retail customers.
大多数美国银行以附表III形式运营,这类银行不能接受低于15万美元的存款,因此难以服务普通零售客户。
Experts say these limits may explain why American banks are unwilling to enter Canada on a large scale.
专家指出,这些限制可能是美国银行不愿大举进入加拿大的原因。
The Canadian market is relatively small, and existing local banks already have strong brands and wide networks.
加拿大市场规模相对较小,而现有本土银行已拥有成熟品牌和广泛网络。
Thompson said that if American banks want to compete for Canadian retail customers, they must spend heavily to build infrastructure. But they can only gain a small share at first.
汤普森说,美国银行若想与加拿大零售客户竞争,需要投入高昂成本建立基础设施,但初期只能抢占小部分份额。
The White House did not immediately respond to a request for comment.
白宫未立即回应置评请求。