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US student loan payments are starting again: Millions of people might see their credit scores go down.

US student loan payments are starting again: Millions of people might see their credit scores go down.

B1🇨🇳 中文🇺🇸 English

June 18th, 2025

US student loan payments are starting again: Millions of people might see their credit scores go down.

B1
Please note: This article has been simplified for language learning purposes. Some context and nuance from the original text may have been modified or removed.

Summary🇺🇸 English

The
这,那个
US
美国
government
政府
has
拥有;持有
started
开始了
collecting
领取,获得
student
学生
loans
贷款
again,
再次,又
and
many
许多
Americans
美国人
'credit
信贷;信用;学分
scores
大量
have
gone
走了;不见了
down
砍伐,伐倒
a
一个
lot
许多,大量
because
因为
of
this.

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🇨🇳 中文

美国政府又开始收学生贷款了,很多美国人的信用分数因此下降了很多。如果晚还90天,贷款公司会把这件事告诉信用机构,这会很影响信用分数,就像一个人宣布破产一样。这样一来,他们想申请车贷、房贷或者信用卡就会更难,或者要付更多的钱。纽约联邦储备银行说,在2025年头三个月,有300多万借了学生贷款的人,他们的信用分数明显变低了。因为疫情,美国教育部在2020年3月暂停了联邦学生贷款的还款,然后在2023年又重新开始,并给了大家一年的时间来准备。但是,特朗普政府在2024年底又重新启动了对那些没有还的学生贷款的催收。

June 18th, 2025

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