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US credit scores are falling now that student loan repayments have started again.

US credit scores are falling now that student loan repayments have started again.

B2🇮🇹 Italiano🇺🇸 English

June 18th, 2025

US credit scores are falling now that student loan repayments have started again.

B2
Please note: This article has been simplified for language learning purposes. Some context and nuance from the original text may have been modified or removed.

Summary🇺🇸 English

Since
poiché
the
il
United
Uniti
States
stati
government
governo
has
ha
started
iniziato
collecting
raccolta
unpaid
non pagato
student
studente
loans
prestiti
again,
di nuovo
millions
milioni
of
di
Americans
Americani
are
sono
seeing
vista / ve...
their
loro
credit
merito/cre...
scores
segna
drop
calo
significantly.
significat...
If
Se

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🇮🇹 Italiano

Dato che il governo degli Stati Uniti ha ripreso a riscuotere i prestiti studenteschi non pagati, milioni di americani stanno vedendo il loro punteggio di credito diminuire molto. Se non si paga per 90 giorni, le aziende che gestiscono i prestiti lo comunicano alle agenzie di credito. Questo può danneggiare il punteggio di credito in modo grave, quasi come dichiarare fallimento. Per questo, può diventare più difficile o più costoso ottenere prestiti per l'auto, mutui, carte di credito e altri servizi finanziari. La Federal Reserve Bank di New York ha riportato che, nel primo trimestre del 2025, più di 3 milioni di persone con prestiti studenteschi hanno visto il loro punteggio scendere molto. Il Dipartimento dell'Istruzione degli Stati Uniti aveva sospeso i pagamenti dei prestiti studenteschi federali a marzo 2020 a causa della pandemia, riprendendoli nel 2023 con un periodo di un anno senza obbligo di pagamento. Però, l'amministrazione Trump ha ricominciato a riscuotere i prestiti studenteschi non pagati alla fine del 2024.

June 18th, 2025

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