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The resumption of US student loan repayments poses a significant threat to the credit scores of millions of borrowers.

The resumption of US student loan repayments poses a significant threat to the credit scores of millions of borrowers.

C1🇰🇷 한국어🇺🇸 English

June 18th, 2025

The resumption of US student loan repayments poses a significant threat to the credit scores of millions of borrowers.

C1
Please note: This article has been simplified for language learning purposes. Some context and nuance from the original text may have been modified or removed.

Summary🇺🇸 English

With
함께
the
U.
미국
S.
에스
government
정부
reinstating
복직, 복권, 복구
student
학생
loan
대출, 융자
repayments,
상환(액)
millions
수백만
of
Americans
미국인
are
이다
experiencing
겪고 있는
significant
중대한
declines
감소
in
~안에, ~내에
their
그들의
credit
세금 공제
scores;
점수, 득점
should
~해야 한다

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🇰🇷 한국어

미국 정부가 학생 대출 상환을 다시 요구하면서, 수백만 명의 미국인들의 신용 점수가 많이 낮아지고 있습니다. 만약 90일 넘게 대출을 갚지 않으면, 대출을 관리하는 회사들은 이 사실을 주요 신용 평가 기관에 알립니다. 이것은 개인 파산 신청처럼 신용 등급에 아주 나쁜 영향을 줍니다. 그래서 자동차 대출, 주택 담보 대출, 신용 카드 같은 금융 상품을 받기가 더 어려워지거나 돈이 더 많이 들 수 있습니다.

뉴욕 연방준비은행은 2025년 1분기에 300만 명이 넘는 학자금 대출을 받은 사람들의 신용 점수가 많이 내려갔다고 발표했습니다. 미국 교육부는 2020년 3월 코로나19로 인해 연방 학자금 대출 상환을 잠시 중단했고, 2023년에 1년 동안 유예 기간을 준 후 다시 상환을 시작했습니다. 하지만 트럼프 행정부는 2024년 말부터 갚지 않은 학자금 대출에 대해 다시 돈을 받기 시작했습니다.

June 18th, 2025

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